Mortgages are much more complicated than we think. It is complicated to understand the right term, right lender, right features, right rate and right insurance than just getting lowest interest rate or higher incentives. Being your local mortgage advisor firm, we have access to products from whole of market. We take your whole circumstances into account to recommend a suitable product which best meets your needs and getting it through a qualified professional is worth paying for.

As we are whole of market advisor, we can help you find the right mortgage product which suit your needs. We are dedicated to provide mortgage advice which best meets your needs. Our qualified and experienced team has up to date knowledge about the mortgage industry and knows the background criteria of the lenders which help us advice the right lender for your circumstances. We have a duty of care to find the most suitable deal for you from whole of market.

We are an Independent Mortgage Advisor in Purfleet, Essex. We are dedicated to find the best mortgage which suit your needs from a competitive range of mortgages available from whole of market.

Why Choose Us?



We are here to help you 7 days a week and respond within 24 hours. Plus, you can find most answers to your questions right on this page.

  1. What is a Mortgage?
    A Mortgage is an agreement between you and Lender (that is Bank or Building Society) in order to purchase a property. The agreement is a loan secured on your property and that is why it is important that you keep up the repayment otherwise your property can be repossesed. You also required put a deposite towards your property purchase which can be from your saving or gifts from a family member.
  2. How much can I borrow?
    The amount you can borrow depends upon your monthly income and outgoings. Their decision will be based on affordibility and eligibility. The lenders use affordability to determine the amount you can borrow. How much you earn and how much is your monthly expenditures including any credit commitments will determine whether you can afford the monthly mortgage repayment. We will guide you through the process from getting a mortgage to miving in.
  3. How can I get a Mortgage?
    We will help you understand the process involved to buy your property. Once you have established your budget and discussed your option, we can do our research and find the best mortgage lender for you and apply for Decision in Principle. The Mortgage lender will assess the case based on the details provided and credit search. The lender will offer DIP if they think the loan is affordable to you. It will be subject to full application and supporting documents. The lender will also carry out a survey of the property to understand that the property is suitable for the security. We will liason with the lender at every stage of the mortgage application.
  4. How much deposit do I need for Mortgage?
    Saving for deposit to buy a property is not an easy task especially when you are a first time buyer. It is important to understand different other costs involed to buy a property apart from deposit. In todays competative world, the products are available from 95% LTV but the interest rate would be much higher then tipical 90% LTV because of the risk lender would be taking. The higher the deposit, the better the interest rate would be. We will help you understand the right deposit for your purchase and other costs may be involved to buy a property.

    Mountview Financial Solutions is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Registered as a company in England and Wales No. 5676603. Registered Office: Rosemount House, 2-4 Chequers Road, Basingstoke, United Kingdom, RG21 7PU.

    The Financial Conduct Authority does not regulate advice on deposits or National Savings & Investments products, Tax Planning, Trusts, Buy to Let Mortgages, Auto-Enrolment, Estate Planning and Wil writing.

    The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

    East, Off Yew Tree Ave, Rainham Rd S, Dagenham RM10 7FN