Any of us could face a life-threatening disease, a major injury, or the loss of a breadwinner. It’s a difficult subject to broach, but it’s important to ensure that you have adequate protection to protect your family, property, and lifestyle.
Personal Protection Services Provided By Mountview
Maintaining financial safety is one of the most important financial requirements of any individual or family that is often disregarded. Many people think about the future with the priority of buying a house, saving for weddings, or vacations. Still, they rarely consider what would happen to them or their family if they could not work due to their death, so our financial protection advisors are here to help.
One of the most basic types of life insurance is a level term. It works on a set basis and can give your family a lump sum amount if you die during the contract term. Therefore, level term insurance is among the most popular policies for life insurance. However, because level term life insurance products do not modify their pay-out amounts over time, it is essential to understand your policy and how much protection you need.
Whole life insurance is defined as a life insurance policy that remains in effect and pays a benefit to your nominated relatives in the case of your death, based on how long you live – as long as all premiums are paid according to the schedule. It also has a savings feature with a cash value that can accumulate over time.
If you cannot work due to illness or disability, income protection insurance offers you a regular income until you return to a paid job or retire. Permanent health insurance is also known as income protection insurance.
Critical illness insurance protects a person’s family if they become very ill or die. If the person covered meets the criteria of one of the situations stated in their policy, or if they pass away, they will get a lump sum payment.
Please contact us; we will provide you with personalized advice to achieve the best possible outcome.
Mountview Financial Solutions is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Registered as a company in England and Wales No. 5676603. Registered Office: Rosemount House, 2-4 Chequers Road, Basingstoke, United Kingdom, RG21 7PU.
The Financial Conduct Authority does not regulate advice on deposits or National Savings & Investments products, Tax Planning, Trusts, Buy to Let Mortgages, Auto-Enrolment, Estate Planning and Wil writing.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
East, Off Yew Tree Ave, Rainham Rd S, Dagenham RM10 7FN