Knowing how much mortgage you can get before beginning your search for a home is very important. However, the calculation is only sometimes straightforward today. When considering your application, mortgage brokers use a wide range of other considerations with the conventional “income multiple” method. It all comes down to ensuring the final mortgage payments are […]
Mortgage advice can be very beneficial whether buying a home or simply remortgaging. Getting independent Mortgage broker advice can mean the difference between getting approved for a mortgage. Additionally, it may end in a significantly better value agreement, saving you hundreds of money for your mortgage. What is a Mortgage Broker? An experienced professional with […]
When purchasing a home, most people rely on a mortgage loan to finance the purchase. A mortgage loan is a type of loan where a lender provides a borrower with the funds needed to buy a property, and the borrower agrees to repay the loan over a specific period. There are two types of mortgages […]
Wondering about a directly authorised mortgage broker or appointed representative difference. Keep reading to know the difference between a directly authorised broker and a designated representative. Most mortgage brokers you meet like their profession, but sometimes they wonder if they’re employing the proper business model. By that, should they be a Financial Conduct Authority (FCA), […]