Level Term Assurance

Most of us understand the importance of having the right protection to keep maintaining the family lifestyle after death or getting critically ill. You are wise enough to understand that right protection can stop a tragedy from becoming a major financial disaster. A Level Term Assurance may be an option for you to protect your family lifestyle in the event of your death.

The Level Term Assurance pays a fixed lump sum to your beneficiaries if you were to die within the set term chosen by you. It helps you protect your dependents future lifestyle or if you have interest only mortgage in the event of your death. 

Level Term Life Insurance shields people from financial ruin by including a one-time lump sum payment if the policyholder dies during the policy’s term. The funds may be used to pay off a repayment or interest-only mortgage, as long as the amount covered is equal to the remaining debt.

Premiums are charged usually on a monthly basis, and the policy can be for the same length of time as the new mortgage or anticipated retirement age or up to certain age or year.

The amount to be covered, chronic health conditions, lifestyle problems such as smoking and a high BMI, size, profession, and some daily risky pursuits all influence premiums.

The money you get from level term life insurance can be used as like by the beneficiaries. It will, for example, assist with:

  • Pay off a mortgage
  • Fees for education or university.
  • Pay for the necessities of life.
  • Make a savings account for your loved ones.
  • Make arrangements for your funeral.
  • Paying off Personal loans and obligations.

To know more about level term insurance please contact us for more information and discuss with one of our insurance advisors in London or call us on 02080950120 or email us on info@mountviewfs.co.uk


    Mountview Financial Solutions is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Registered as a company in England and Wales No. 5676603. Registered Office: Rosemount House, 2-4 Chequers Road, Basingstoke, United Kingdom, RG21 7PU.

    The Financial Conduct Authority does not regulate advice on deposits or National Savings & Investments products, Tax Planning, Trusts, Buy to Let Mortgages, Auto-Enrolment, Estate Planning and Wil writing.

    The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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