Mortgage Life Assurance

Sadly, we can not plan everything in life. To make sure that we are prepared for the worst and our dependants are not left with any debts, life insurance is vital. Mortgage Life Assurance is designed to pay off your remaining mortgage if you die within the term of the mortgage. It secures your mortgage and ensures that your dependents do not need to worry about repaying the mortgage if you die.

It is important to protect your loved ones. Including ensuring that they have a safe place to live, planning exciting outings and journeys abroad, all is taken care of. So, if the worse happens to you, could they still afford to do these things? We can’t substitute the love you offer, but life insurance might be able to assist you during a tough period. Purchasing a policy now will provide financial security to your loved ones when they are most in need.

How does Mortgage Life Assurance work?

When you die or are diagnosed with a terminal illness while protected by the policy, you will get a cash payout (provided life expectancy is less than 12 months in case of terminal illness). It is important to consider following points before taking a Mortgage Protection:

  • You decide how much coverage you’ll require and how long you’ll need it for. Life insurance should be purchased under mutual or sole names, and premiums can be paid monthly.
  • Premiums are determined by the specific situations.
  • Policy pay out can be used to pay off your existing mortgage.
  • Knowing that Mortgage Protection will protect your mortgage can give you peace of mind.

It is also known as  Decreasing Life Insurance, which is intended to help secure a repayment mortgage by reducing the amount of protection in accordance with the rate of repayment. assisting the family members to remain in the family home without having to think about the mortgage.

Our Protection advisors help you understand the right protection needed for you and your family. With access to numbers to protection providers, we can get the Mortgage Protection deal at an affordable cost.

We are dedicated to providing excellent advice on your life protection needs. Our advisors can carefully understand your needs and advise you on your protection requirements. For more information call us on 02080950120 or email us on


    Mountview Financial Solutions is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Registered as a company in England and Wales No. 5676603. Registered Office: Rosemount House, 2-4 Chequers Road, Basingstoke, United Kingdom, RG21 7PU.

    The Financial Conduct Authority does not regulate advice on deposits or National Savings & Investments products, Tax Planning, Trusts, Buy to Let Mortgages, Auto-Enrolment, Estate Planning and Wil writing.

    The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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